To meet the maintenance requirement, you must have an income that can cover housing costs and living expenses for yourself and your family members.
In the first instance, the Swedish Migration Agency looks at your income from salary/wages, but if this is insufficient, it is also possible to count income from business activities or personal wealth.
The following types of income count
- taxed income from the employment for which you are applying or have been granted a permit
- parental benefits or sickness benefits, provided that you have ongoing employment and your parental leave or sick leave is not assessed to be longer than 18 months
- income from business activities
- assets.
Amount of income
Your income after tax must be high enough so that after paying your monthly rent, you still have a certain amount of money left over that can cover the costs of food, clothing, hygiene, telephone, and insuring everyone in your household, among other things.
For 2025, the amount you must have left after paying your rent is:
- SEK 6,186 for a single adult
- SEK 10,219 for cohabiting spouses or cohabiting partners
- SEK 3,306 for children 0–6 years of age
- SEK 3,967 for children 7–10 years of age
- SEK 4,629 for children 11–14 years of age
- SEK 5,290 for children 15 years of age or older.
If you have a child with whom you do not live and you pay maintenance to the child’s other parent, your salary/wages must also be sufficient to cover their maintenance allowance.
Housing costs
The housing costs that your wages must be sufficient to cover each month depend on the type of home in which you live:
- If you live in a rented flat, you must include both the rent and the cost of heating in this calculation, if the latter is not included in the rent.
- If you live in a tenant-owner flat, you must include any fees paid to the tenant-owner association and the interest on any home loans in your calculation. You must also include necessary operating costs (such as water and heating), if these are not included in the monthly fee.
- If you live in a freestanding house, you must include the interest rate for any home loans and necessary operating costs (such as water and heating) in your calculation.
Amortisation of home loans is not included in the cost of housing. You also do not have to include the cost of electricity in your calculation, as this cost is included in the so-called “standard amount”.
You should count your entire actual housing cost. If you and your family are moving to Sweden together, you may not yet have arranged your housing when you apply for a residence permit. The Swedish Migration Agency then assumes a so-called standard cost for housing a family of your size in the town or city where your workplace in Sweden is located.
What income does not count?
You may not count income from
- a family member
- unemployment insurance (unemployment benefits) or an activity allowance
- various forms of grants or scholarships
- subsidised employment (for example, when the Swedish Social Insurance Agency or the Swedish Public Employment Service pays all or part of the salary/wages)
- undeclared work or employment without the legal right to work.